Chase Brosig and Irina Khindanova collaborated on a paper that explores the impacts of mobile banking

Academic research requires a variety of skills to get it to the finish line. Some of the most crucial include patience, attention to detail, an understanding of deadlines and the ability to communicate challenging topics in easy-to-understand ways.

Those are also skills that are valuable in the business world.

Daniels College of Business alumnus Chase Brosig (BSBA 2022) is keenly aware of that, having gone through his own research experience while an undergraduate student at the College.

Chase Brosig

Chase Brosig

Brosig has always been a curious person, fascinated by creative writing, geography and deep dives into complex topics. As evidence of that desire to learn, he’s a self-described “big fan” of reading long papers. And he’s not afraid to take on cumbersome tasks without an end in sight.

“I just love long-winded projects,” he said. “I’ve always looked at things with a long-term focus.”

So, when Brosig realized that current students at the Daniels College of Business could collaborate with faculty on research, he was intrigued. As part of this project, he joined the University’s Undergraduate Research Journal, a peer reviewed publication of research articles from all undergraduate areas. To kick-off this endeavor, Brosig approached faculty member Irina Khindanova with an idea to look at mobile banking’s impact on Colorado banks.

Khindanova, a teaching associate professor in the Reiman School of Finance, has previously completed research on financial risk management, financial modeling and international investments. She approved Brosig’s research idea and agreed to work alongside him on the venture.

That paper, “Financial Impacts of Mobile Banking on Banks in Colorado,” explored how mobile banking affected the financial performance of banks with large footprints in Colorado.

Irina Khindanova

Brosig and Khindanova worked for an entire academic year on the research, collaborating on literature review, data collection, analysis and writing. They found that neither return on assets, nor return on equity were impacted by mobile banking, but it did have a positive effect on bank’s stock performance. That paper was published by the Journal of Finance and Accountancy in 2023.

For Brosig, this months long effort taught him invaluable skills for the business world.

“The emphasis on deadlines was taken to a new level,” he said, adding that he learned how to create and meet deadlines that set himself up for long-term success. “And I think there’s definitely some level of spontaneity that comes with a research project. By sticking to deadlines, by putting deadlines on top of deadlines, I had more room to be spontaneous [when I needed to pivot].”

Brosig is now a reverse engineering consultant at Computershare, a global financial administration company. He partially credits this project with helping him stand out in a crowded job market and excelling in his role.

“I actually just talked to my product manager a couple weeks ago for our quarterly meeting and he specifically commented on how he appreciates how in front of the ball I am when it comes to making sure projects are on time,” he said.

Khindanova said Brosig is the perfect example of students going above and beyond while on campus. And she echoed Brosig’s point about research being a separator for students in the job market as well.

“It’s very beneficial for students to do research,” she said. “It’s very time-consuming too, but students learn a lot. Doing research gives them opportunities to learn and also realize for themselves what they are capable of.”

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