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By all accounts, economic issues will determine whether President Barack Obama wins a second term or is ousted in favor of Republican challenger Mitt Romney. But voters, especially the independents who will decide the outcome of the November election, still haven’t heard the cruel specifics of how either candidate plans to fix the still wobbly U.S. economy. “The half-truths we’re hearing from both candidates is depressing,” said Buie Seawell, chairman of business ethics and legal studies at the University of Denver’s College of Business.

“It’s a whole lot easier to come up with criticism of Obama than to outline policies that will work,” said Maclyn Clouse, director of the Reiman School of Finance at the University of Denver. “Romney has got to come up with some specifics. He clearly can criticize Obama, but I think he will score far more points.

if he can get specific about how he’s going to help the small businessman or woman, for example. His people will have to find things that the electorate truly believes might work. People have heard enough of vague calls for tax cuts and tax reform. The heart of the problem for voters is the unwillingness of our leaders and candidates to tell us what it will really cost to fix the economy. Both sides are talking about one thing but not willing to talk about the other,” he said.